Listed below this introduction is The Stock Solution's "Agency & Photographer Contract". This is one of the simplest contracts in this industry. A few of the highlights are:

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                      AGENCY & PHOTOGRAPHER CONTRACT

This agreement is entered into this ______ day of ____________________
19 ____, between Royce Bair, dba THE STOCK SOLUTION (6640 s. 2200 w., West Jordan, UT 84084 USA), hereinafter referred to as "Agency" 
and____________________________________, hereinafter referred to as
"Photographer".

1.  TERM:  The term of this agreement shall be  for a period of one (1) year, 
and shall be automatically renewed for an additional one year period each  
year thereafter unless terminated in writing a minimum of 30 days prior to 
the anniversary date, by either the Agency or the Photographer.

2.  PARTICIPATION:  The Photographer has been informed and understands that 
his or her continued participation is essential to success in stock 
photography.  Therefore the Photographer agrees to submit new images for edit 
on a regular basis.  If in the opinion of the Agency's key personnel, the 
Photographer is not participating sufficiently to make the relationship 
between the Agency and the Photographer profitable, the Agency shall have the 
option of immediately terminating this contract by giving the Photographer 30 
days written notice.  The Agency will at that time return the Photographer's 
images  under the terms of this contract.

3.  GRANT OF AUTHORITY:  The Photographer hereby warrants and represents that 
he or she is the sole and exclusive owner of all transparencies, negatives, 
prints, electronic storage media, text information, and any other 
photographic materials (hereinafter referred to as "Images") delivered to the 
Agency, both now and in the future.  The Photographer warrants and represents 
that he or she has the unrestricted right to license the said Images.  The 
Agency is appointed sales agent only, and in no way may claim ownership or 
any interest in the Photographer's Images.  In the event of bankruptcy, 
judgement against, or any other liabilities incurred by the Agency, the 
Images owned by the Photographer shall not be represented as an asset of the 
Agency or offered as any type of security on behalf of the Agency.

4.  USE NEGOTIATIONS:  Any and all use negotiations relating to existing 
photography, as covered by this agreement, shall be at the Agency's sole 
discretion without need for prior consultation with Photographer, with the 
exception of all rights sales.  Any sale of future rights, such as 
copyrights, shall require approval of both the Photographer and the Agency.  
Where appropriate, the Agency shall have sole right to determine lease fees.  

5.  COPYRIGHT:  The Agency shall not acquire any rights, title, or interest 
in or to said Images, or their use, other than as specifically set forth in 
this agreement.  The Photographer agrees to place a valid copyright notice 
and his or her name upon all materials submitted to the Agency.  The Agency 
has the permission of the Photographer to take such steps as may be 
reasonably necessary to prosecute unauthorized use and assure the users 
properly protect the Photographer's copyright upon publication.  The 
Photographer agrees to provide whatever reasonable  assistance the Agency may 
require in performing these steps.  The Agency shall not be liable for 
unauthorized use for Images that did not carry proper copyright protection 
when delivered to the Agency.

6.  RESPONSIBILITY FOR INFORMATION:  The Photographer agrees to assume all 
responsibility for any and all claims resulting from information supplied to 
the Agency that the Photographer knew or had reason to know was erroneous and 
inaccurate regarding its ownership, caption information, and model releases 
for all Images left with the Agency.  The Photographer warrants that he or 
she has a signed model release for all person appearing in the Images 
submitted to the Agency where the Photographer has placed the letters "MR" or 
the letter "R" on the transparency mount, cover or print.  It is understood 
that NO model release exists where the Photographer has placed the letters 
"NR" on the transparency mount, cover, or print.  The Photographer agrees to 
deliver to the Agency copies of all model releases that are specifically 
requested by the Agency.  The Photographer warrants that the Images delivered 
to the Agency do not knowingly infringe any copyright, trademark, right of 
privacy, or publicity, and do not knowingly defame any third party.

7.  PHOTOGRAPHS TO REMAIN IN AGENCY FILES:  The Photographer agrees that 
transparencies or prints submitted to the Agency shall remain with the Agency 
for the duration of this contractual agreement.  If the contract between the 
Agency and the Photographer is terminated after that period, the Agency shall 
return all available Images within 90 days.  Any Images in circulation at the 
time of contract termination will be returned to the Photographer as 
expeditiously as possible.  The Agency may continue to sell rights to these 
Images until returned to the Photographer.  The Agency agrees that if the 
Photographer requires  a more speedy retrieval it will assign special 
personnel to complete the job, with the expense for the same being borne by 
the Photographer.  The Photographer understands that the Agency process of 
selection, organization, labeling and filing of the PhotographerÕs Images is 
an expensive process for the Agency.  Therefore, if the Photographer requests 
termination of the contract before the third anniversary date of the 
contract, the Photographer agrees to pay the Agency a termination fee equal 
to one U.S. Dollar ($1.00) per Image returned to the Photographer.

8.  ADVERTISING AND PROMOTION:  The Photographer understands that advertising 
and promotion are essential to the success of the Agency, and that due to the 
high cost of advertising, the Agency cannot carry the entire financial burden 
of advertising by itself.  From time to time, upon request by the Agency, 
Photographer agrees to contribute to the Agency's advertising budget.  The 
Photographer authorizes use of his or her photographs in the Agency 
advertising and promotion at the Agency's discretion and without compensation 
to the Photographer.  From time to time, the Agency may authorize use of the 
Photographer's Images without compensation if in the Agency's opinion the use 
is appropriate and beneficial.  

9.  CONTRACTUAL ARRANGEMENT:

   (a)  The Agency is authorized as the Photographer's agent and 
representative with the limitations as listed below (initial each as 
applicable).

   ______ Agency Exclusive
   ______ Non-Exclusive, U.S. rights only*
   ______ Non-Exclusive, U.S. & foreign rights*
   ______ Non-Exclusive, U.S. rights, including U.S. sub-agents*
   ______ Non-Exclusive, U.S. & foreign rights, including U.S.
          & foreign sub-agents*

Agency shall inform the Photographer as to the name and address of all 
licensed sub-agents.  Agency shall keep accurate records of all transfers of 
Images (originals or duplicates) to sub-agents.  Agency agrees that sub-
agents will be informed that each image's usage is to be sold on a "non-
exclusive" basis, and that any sale other than a "one-time" use must receive 
the approval of the Agency.

*List other agencies that represent Photographer's work:

________________________________________________________________________

   (b) For the term of this agreement the Photographer agrees to refrain from 
actively soliciting the sale of his or her Images to clients to which the 
Agency has introduced, sold, or leased the Photographer's Images.  In the 
event of such sales by the Photographer, he or she shall pay to the Agency 
fifty percent  (50%) of total amount received for the sale.  Certain accounts 
with whom Photographer already regularly conducts business may be exempt from 
this clause.  Initial here, _______ if such exemption is desired and attach a 
list of those clients.  This solicitation prohibition applies to stock photo 
sales only, and does not pertain to solicitation of photographic assignment 
work.

   (c)  The Agency shall receive as its compensation a commission equal to 
fifty percent (50%) of the total fees billed and collected by the Agency, the 
balance being due to the Photographer.  Compensation to Photographer from all 
sub-agent sales shall be fifty percent (50%) of net sale returned to Agency, 
which shall in no case be less than thirty percent (30%) of the gross amount 
invoiced by the sub-agent.  In the event of cancellation of a sale or return 
of lost Images by the Agency's client after payment has been made to the 
Photographer, Photographer authorizes Agency to deduct the amount paid to the 
Photographer from future sales.  

   (d)  Payment shall be made by the Agency to the Photographer no later than 
ninety (90) days from the date the Agency receives payment from its client.  
A sales statement listing all collected sales with the appropriate sum will 
be included with any payments.

   (e)  The Agency, as part of its leasing and licensing efforts, will 
duplicate and place the Photographer's Images with its clients and sub-agents 
where authorized by the Photographer.  The cost of producing such duplicates 
shall be shared equally.  Agency will advance all payments for the duplicates 
and Photographers share of these costs will be deducted from future earnings.  
Agency will not deduct more than twenty percent (20%) of the total sum due 
Photographer for any particular sales statement for duplicating expenses.  A 
record, identifying each duplicate Image made by the Agency, will be given to 
the Photographer whenever duplication costs are deducted from any earnings.

   (f)  If revenue is earned after the expiration of this agreement (and its 
extensions or renewals), but as a result of activity on the Agency's part 
during the term of this agreement, its renewals and extensions, the 
Photographer shall continue to receive his/her share of earnings and the 
Agency shall be entitled  to commissions described above.  This shall apply 
to all materials falling within the scope of this agreement. 

   (g)  Upon normal termination of this agreement, the Photographer has the 
option to obtain all duplicates of his/her Images made by the Agency, which 
shall be given to Photographer at Agency's cost less Photographer's original 
financial participation.  If Photographer does not exercise this option, all 
duplicates will remain with the Agency and may be made available for sale, 
license or lease as described in this agreement.  In the event of a sale, 
license or lease, payment and commissions currently in effect at the time of 
sale will be made to Photographer.

   (h)  During the term of this agreement and for one (1) year after its 
termination, Photographer agrees to refrain from soliciting or selling his or 
her stock photographs marketed by the Agency directly or through another 
person or agent, to customers to whom the Photographer has been introduced by 
the Agency and to whom photographs have been sold by the Agency.  In the 
event of such sales, Photographer agrees to pay the Agency the full 
percentage of fifty percent (50%) of the amount billed.

   (i)  The Photographer expressly acknowledges that the Agency shall produce 
and distribute promotional and sales material, which material may include the 
Photographer's Images.  The Photographer further  acknowledges that such 
production and distribution of promotional and sales material represents a 
substantial investment on the part of the Agency, and accordingly, the 
Photographer expressly agrees that at the expiration or termination of this 
Agreement, the Agency shall have the irrevocable right to make reproduction 
grade duplicates at its own expense of any photographs appearing in its sales 
promotion sheets, catalogs, or types of electronic storage media and 
distribute the same for a period of five (5) years following the termination 
or expiration of this agreement.  In consideration thereof, the Agency shall 
retain fifty percent (50%) of gross billings actually received in connection 
with the licensing of the Photographer's Images but shall not be deemed to 
include: service fees; bad debts and other uncollectible sums actually 
incurred; and reasonable currency conversion costs.

10.  LOSS,  DAMAGE  AND  LIABILITY:

   (a)  In the event of loss, damage, destruction , or unauthorized use of 
any Images by any user, the Photographer hereby grants the Agency full and 
complete authority to make claims or to institute suit in the Photographer's 
name.  Any recoveries shall be divided equally between the Agency and the 
Photographer, after deductions, if any, for collection fees, legal fees, or 
other expenses incurred by the Agency in its efforts to resolve such claims.  
All settlements shall be made at the Agency's sole discretion and to 
effectuate this clause, the Photographer hereby grants the Agency power of 
attorney, which the Photographer acknowledges is coupled with an interest.

   (b)  AGENCY CANNOT ACCEPT LIABILITY FOR LOSS OR DAMAGE OF IMAGES WHILE IN 
THEIR POSSESSION.  Truly rare and irreplaceable "one of a kind" Images should 
only be provided to the Agency in the form of appropriately labeled, 
reproduction quality duplicates.  The Photographer hereby releases the Agency 
from any liability to the Photographer, his /her heirs or assigns for any 
loss or damage to the images unless caused by the Agency's gross and willful 
negligence.

11.  ASSIGNMENT/BINDING AGREEMENT:   This agreement may not be assigned by 
either party, either voluntarily or by operation of law, without the prior 
written consent of the other party.  This agreement shall be binding upon the 
Photographer, the Agency, and their respective heirs, executors, 
administrators, successors, and assigns.  In the event of the Photographer's 
death, his or her estate or heirs or successors shall be bound by the terms 
of this agreement.  The Photographer's estate shall then receive the payments 
which would have accrued to the photographer, upon providing the Agency with 
proper written authority, legally recognized, as to whom payments are to be 
made.

12.  AMENDMENTS:  This agreement incorporates the entire understanding of the 
parties and may not be amended, modified or changed in any respect unless the 
change is reduced to writing and signed by each of parties hereto.

13.  ARBITRATION:  This agreement is executed and is intended to be performed 
in the State of Utah, and the laws of the State of Utah shall govern its 
interpretation and effect.  Any controversy or claim arising out of or 
relating to this agreement or the breach thereof  shall be settled by 
arbitration in Salt Lake City, Utah, under the rules of the American 
Arbitration Association, if the two parties are unable to agree to 
arbitration terms within 30 days of initial notification that a dispute 
exists.  Judgement on any arbitration award may be entered in any court 
having jurisdiction.

IN WITNESS WHEREOF the parties have executed this agreement on the day and 
date first set forth above.


__________________________________   __________________________________
Agency Representative                Photographer's signature
THE STOCK SOLUTION
                                     __________________________________
                                     Name

                                     __________________________________
                                     Address

                                     __________________________________

Alternate name and address for
notices and delivery of statements   __________________________________
for the Photographer:                Business telephone

__________________________________   __________________________________
                                     Home telephone

__________________________________   __________________________________
                                     Fax telephone

__________________________________   __________________________________
                                     Social Security or tax I.D. #